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|Updated on October, 27,2024|

Isn’t it great to be rewarded for your expenses and use those rewards for travel? I think it’s fantastic. It’s like getting free cheese.

Have you ever thought about applying for a travel credit card but had mixed feelings, thinking it might not work or be worth it?

Well, we’ve all been there, but let me tell you, I never wanted to apply for a credit card with an annual fee either. However, once I saw the enormous benefits of that card, I changed my mind.

So, are you looking for ways to travel more affordably or even for free? I guess you are.

If you’re searching for the ultimate travel credit card, airline rewards, or hotel rewards card, you’ve landed in the perfect spot. Here’s our carefully curated list of the top 6 credit cards designed for travelers.

6 Best Travel Credit Cards 2024

As a frequent traveler, I was always looking for ways to spend less money on Travel, and after reading a bunch of articles about the best point cards for travel, I signed up. I signed up for Chase Sapphire Preferred. I had to spend $4000 in the first three months from the day of card opening, and they gave me 50000 miles, which I could use as a credit towards Travel ($650). And I did. I traveled for free to LA during the holiday season as my tickets were so expensive, so I used most of my miles.

What’s even better? They’re currently offering an enormous 60,000 points, valued at $750 for travel. It’s an incredible deal. You get cash back on your everyday expenses, which can be transformed into unforgettable travel experiences. An offer that’s too good to resist!

Especially if you are an extensive traveler and always go somewhere, imagine how many miles you can earn. More miles, more free Travel. SUPER. Travel rewards credit cards are your best “friends” if you want to save on your travel expenses. You might be hesitant if the $95 annual fee is 100% worth it.

I was the same, but after I realized how much I could earn with this card and get extra miles to travel for free or much cheaper, I didn’t think a minute anymore. I just applied, and so far, I am glad I did.

This card has many good benefits. The best one I like is that it doesn’t have any foreign transaction fees. So you can use it without being charged abroad and earn your extra MILES.

Advantages of Travel Credit Cards

Free Travel: Earn points for free trips.
Travel Benefits: Enjoy perks like waived luggage fees, car insurance, flight delay refunds (meeting minimum delay times), emergency assistance, and more.
Sign-Up Bonuses: Many cards offer attractive sign-up bonuses

Disadvantages of Travel Credit Cards

Annual Fee (for some cards)
Potentially Higher Travel Prices when booking through the bank portal

Despite these drawbacks, travel credit cards offer valuable mileage bonuses for free flights.

Top 6 Travel Credit Cards for 2024

1. Chase Sapphire Preferred is a great credit card with points for traveling

60,000 bonus points (LIMITED OFFER NOW IS 75,000)

Limited Time Offer that earns you a $750 Travel Bonus! *From Time to time they offer an even higher bonus. So look out for those ads or emails.

*Also, if you apply directly at the branch, they will add a 10,000 bonus which is very helpful.

If you spend $4,000 on purchases within the first three months of opening your account, you will earn $750 toward Travel when redeemed through Chase Ultimate Rewards.

Exclusive Opportunity for New Cardmembers

If you don’t currently have a Sapphire card and haven’t received a new card member bonus for any Sapphire card in the past 48 months, you’re eligible.

Enhanced Travel Redemption

Enjoy 25% more value when you redeem your points for airfare, hotels, car rentals, and cruises through Chase Ultimate Rewards. For instance, your 60,000 points are worth $750 toward Travel.

Earn While You Explore

Earn 2X points on Travel and Dining expenses.

Make your travels even more rewarding with Chase Sapphire Preferred!

Earn 2X points on Travel and dining at restaurants: From airfare and hotels to fine dining and cafés.
Plus, earn 1 point per dollar spent on all other purchases.
Complimentary DashPass Access: Get complimentary access to DashPass, which covers both DoorDash and Caviar. Enjoy benefits such as $0 delivery fees and reduced service fees on eligible orders for a minimum of one year when you activate by December 31, 2024.
Earn 5X points on Lyft rides through March 2023: That’s 3X points on top of the 2X points you already earn on Travel.

Additional Benefits

1:1 Point Transfer
Travel & purchase coverage
No foreign transaction fees
24/7 Access to a Customer Service Specialist

2. Chase Freedom Flex

Card Benefits

No Annual Fee
5% Quarterly Bonus
5% on Travel purchased through Chase
3% on dining at restaurants
3% on Drugstore purchases
1% on all other purchases and more

I signed up for this card at the end of 2020, and so far, I like it.

3. Venture Rewards from Capital One

Card Benefits

Earn 50,000 bonus miles once you spend $3,000 on purchases within the first three months of account opening
$0 intro for the first year, $95 after that
No Foreign Transaction Fees
You won’t pay a transaction fee when making purchases outside of the United States
Use your Venture miles on flights, hotels, and more—you can even transfer miles to any of our 10+ travel partners
Receive up to $100 credit for Global Entry or TSA Pre when you use your Venture card

4. Capital One VentureOne Rewards Credit Card

Card Benefits

$0 annual fee and no foreign transaction fees
Earn a bonus of 20,000 miles once you spend $1,000 on purchases within three months from account opening, equal to $200 in Travel
Earn 1.25X miles on every purchase, every day
Transfer your miles to over 12 leading travel loyalty programs
Travel when you want with no blackout dates and fly any airline, stay at any hotel, anytime
Miles won’t expire for the life of the account, and there’s no limit to how much you can earn

5. Bank of America Travel Reward Card

Card Benefits

25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening – which can be redeemed for a $250 statement credit toward travel purchases.
Earn unlimited 1.5 points for every $1 spent on all purchases.
No annual fees and no foreign transaction fees
Points never expired.
No blackout dates and no restrictions when booking your trip
Flexibility to redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees.

6. Chase Sapphire Reserve

Card Benefits

Get 50,000 BONUS POINTS after you spend $4,000 on purchases in the first three months from account opening
Automatically receive up to $300 in statement credits as reimbursement for travel purchases charged to your card each account anniversary year
Earn 3X Points on Travel Worldwide, immediately after earning your $300 annual travel credit
Earn 3X Points on Dining at Restaurants Worldwide, from fast-casual to fine dining
Get 1 point per $1 spent on all other purchases
Get 50% more value when you redeem for airfare, hotels, car rentals, and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward Travel
No blackout dates or travel restrictions — as long as there’s a seat on the flight, you can book it through Chase Ultimate Rewards

Premium Benefits

Before You Travel

Receive up to $100 application fee credit for Global Entry or TSA Pre✓
Enjoy 1:1 point transfers (Specify where the points can be transferred to)

At the Airport

Access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select

Upon Arrival

Experience unique benefits during your stay with the Luxury Hotel & Resort CollectionSM
Pay no foreign transaction fees
Benefit from a world-class suite of travel and purchase protection
Enjoy 24/7 direct access to a Customer Service Specialist
Access Visa Infinite Concierge, who can assist with various requests, such as dinner reservations, Broadway tickets, music events, and sporting event tickets.

While there are numerous excellent travel credit cards available, I’ve personally chosen to start with the Chase Sapphire Preferred. Its generous rewards program and flexibility in redeeming points have made it a fantastic companion for my travels. As I gain more experience as a traveler, I plan to explore other cards on my list, each offering its own set of advantages.

You can check the credit card travel comparison list here to understand the benefits of each better.

|Related post: How to travel cheap

Final Thoughts

Applying for a travel rewards card is unnecessary, but a big PLUS if you travel often. It is an excellent option to save on travel while traveling. Regardless of which is the best travel credit card for beginners to choose, I know that can be compound, but once you compare all of them, you can make the right decision and choose the best one that fits your needs and budget.

The travel credit cards allow us to earn points/cash/miles on purchases we would make anyway and will enable us to reimburse the cost of Travel we may have never considered.

There is also the whole FB group related to credit card points which is worth checking out. This community offers valuable insights and tips to help you maximize your travel rewards. Join the conversation and unlock new opportunities to enhance your travel experiences

These travel credit cards allow you to earn points, cash back, or miles on everyday purchases, helping you offset the costs of travel you might not have considered otherwise. It’s a smart way to make your travel experiences more affordable and enjoyable.

If you already own a travel credit reward card, please share it. Thanks for reading.

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